November 3, 2023

The Best Credit Card Processor for a Small Business

Category:
Punchey

Let’s take a look at how Punchey strives to provide small businesses in the service industry with the best rates!

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Opening a small business comes with its challenges, and making all those difficult decisions can be tedious. Punchey is here to help you understand the key aspects to consider when choosing the right credit card processor. Let’s take a look at how Punchey strives to provide small businesses in the service industry with the best rates!

The first step to increasing your revenue is lowering operating costs. According to a study from the U.S. Chamber of Commerce,  83% of point-of-sale payments were made with a credit card, debit card, or using a digital wallet. It only makes sense that you invest in a merchant services provider who can offer you a complete setup. From hardware to software that fits your business, make sure you have the tools to get the job done right!

Punchey’s Card Readers Selection

At Punchey, you can find a range of credit card readers. We offer readers with contactless accessibility, so if you’re just starting out, feel free to explore our options and find one that suits your needs.

Credit card readers are available all over the internet, what sets us apart is more than just the reader. Our team ensures security and protection within our hardware, as well as secure access to top-of-the-line payment architecture for all your transactions. This is a key aspect of processing companies that is often overlooked when searching for merchant services. While a secure payment structure can be found elsewhere, Punchey creates an atmosphere like no other by combining access to payment processing, hardware, and our intuitive software!

Personalized Payment Processing with Punchey

Payment processing is often just that - you can process your payments and you’re given some hardware, often without a choice of hardware. At Punchey, we cater to our clients by making your setup fit what you need. With a choice of reader, the option for a customer-facing display, and most importantly, our industry-specific software, you’ll get exactly what you need to get customers through the door and keep them coming back for more.

Industry-specific Software

In the service industry, it is crucial to manage appointments and your customers with care and diligence. Our software provides just that, with customized software for tattoo shops, detail shops, salons, groomers, and more. We take pride in the tools we provide to create the best experience for you. With industry-specific features such as consent forms for tattoo shops or detailed vehicle lists for detail shops, we really try to cater to you. There isn’t anyone else that does it quite like us. Of course, you can find all you need through applications such as Google Calendar or reporting software. However, we bring it all to you in one place. With online credit card processing and the cheapest credit card processing in the industry we are proud to provide you with all the tools you’ll need.

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Transparent Fee Systems

Processing companies are also known for their hidden charges. Some charges to look out for regarding credit card processing companies are chargeback fees, contract fees, and even monthly minimum fees. To combat this, we are fully transparent with any fees we will charge. You’ll have a fee to pay for your processing with the option of flex and flat rates. Then there’s the software fee with a flat monthly rate depending on your software package. All fees are right out in front.

Chargeback fees can be a nuisance. You’re charged up front to allow the processing company to fight the chargeback. Sometimes, you’ll even lose the chargeback battle and have to take the loss along with additional charges from your processing company. With a 90% success rate, we’ll get you the money you deserve. This is just another advantage of our card readers, as they provide the security and information you need to win the chargeback.

From being locked into a contract to monthly minimums, there’s no getting away from paying these companies. At Punchey, we provide a commitment-free plan for you. It’s month-to-month with no monthly minimums to worry about. We understand that things can happen that require a business owner to step away from running their business. If you need to freeze your account or cancel, you can do so at any time. We won’t charge you if you need to take a break. We understand and would rather you spend your time and money doing what you need to do.

There are many credit card processing companies to choose from, each with its own niche. It’s always good to do your research before deciding who to go with. Although we hope you choose Punchey, we believe it’s important for you to choose what works best for you. We want to provide the complete package that fits your needs by targeting small businesses in the service industry. We do our best to keep our clients in mind when developing our product, and we hope you enjoy what we’ve done to help your business grow.

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